Deposits Have Changed: The Age of Fintechs Has Reshaped a Basic Banking Product

Technology has reshaped everything about banking, including one of its most basic products: deposits.

In the latest episode of the IPA Payments Pod, we discuss how Banking as a Service and fintechs have reshaped the landscape for consumer deposits, the regulatory response, and what this means for the risk profile of banks.

Joining us are Kiah Lau Haslett, Banking and Fintech Editor at Bank Director, Alex Johnson, Founder of Fintech Takes, Jason Mikula, Publisher of Fintech Business Weekly, and Brian Tate. President and CEO of the Innovative Payments Association.

This podcast was recorded on September 26, 2023. Things may have changed by the time you hear it.

You can find the podcast here or in your favorite podcast app. Make sure to subscribe, leave us a review, and share it with your colleagues.