Lawsuits Impacting the Payments Industry
The payments industry operates at the intersection of innovation and regulation, often facing complex legal challenges that shape its future. The IPA’s Payments Litigation Center is your trusted resource for staying informed on critical legal developments impacting fintech, banking, and financial services. From landmark court decisions to emerging trends in payments-related litigation, we provide analysis and insights to help our members understand the evolving legal landscape. Our goal is to empower the payments community to navigate regulatory and legal complexities with confidence, ensuring compliance and fostering innovation.
Recent Suits
- Comerica v. CFPB
- CFPB v. Comerica
- CFPB v. Walmart/Branch
- CFPB v. Zelle (JPMC, Wells, BoA)
- FTA v. CFPB (BNPL)
- ABA v. CFPB (Open Banking)
- ABA v. CFPB (Overdraft)
- Google Pay v. CFPB (Larger Participant)
- TechNet/NetChoice Sue CFPB – Larger Participant Rule
PayPal v. Consumer Financial Protection Bureau
On Dec. 11, 2019, PayPal, Inc. filed a lawsuit in the United States District Court for the District of Columbia challenging the Consumer Financial Protection Bureau’s (CFPB) Prepaid Rule that took effect on April 1, 2019. On this page, you’ll find an up to date list of documents that have been filed in the case with links to access them. New documents will be added to this page as they become available. If you have any questions about the case or documents, please contact us.
CFPB Brief Appealing U.S. District Court Judge Richard Leon’s Decision (Oct. 24, 2024)
PayPal vs. CFPB Judge Leon Full Decision and Memorandum Opinion (March 28, 2024)
Court of Appeals Ruling (Feb. 2023)
CFPB Response to 8.21.20 PayPal Filing (Sept. 2020)
PayPal Response to CFPB Motion for Summary Judgement (Aug. 2020)
CFPB Motion for Summary Judgement (July 2020)
CFPB Proposed Order (July 2020)
PayPal Motion for Summary Judgement (May 2020)
PayPal Proposed Order (May 2020)
CFPB Response to PayPal Complaint (April 2020)
Scheduling Order (April 2020)
PayPal Complaint (Dec. 2019)
PayPal vs. CFPB Judge Leon Full Decision and Memorandum Opinion (March 28, 2024)
Court of Appeals Ruling (Feb. 2023)
CFPB Response to 8.21.20 PayPal Filing (Sept. 2020)
PayPal Response to CFPB Motion for Summary Judgement (Aug. 2020)
CFPB Motion for Summary Judgement (July 2020)
CFPB Proposed Order (July 2020)
PayPal Motion for Summary Judgement (May 2020)
PayPal Proposed Order (May 2020)
CFPB Response to PayPal Complaint (April 2020)
Scheduling Order (April 2020)
PayPal Complaint (Dec. 2019)
PayPal Appendices Oct. 2020

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