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Payroll Cards

Payroll cards are a fast and easy way to distribute payroll to your employees. They enable companies to reduce costs and gain operational efficiencies while providing a valuable benefit to employees.

Over 5.9 million Americans use payroll card accounts to receive their wage payments. Payroll Card Accounts are non-traditional deposit accounts, held at a financial institution, that allow employees without traditional bank accounts and those with limited access to traditional financial services to enjoy the convenience and security that their coworkers experience with direct deposit.  Without Payroll Card Accounts, many underserved workers are forced to operate outside of the financial mainstream and are unable to enjoy the benefits of electronic wage payment. Thus, because Payroll Card Accounts are distinct from wages or checks, they should not be treated in the same manner as wages or checks under unclaimed property regulations.  
Full Statement on Fair Treatment of Payroll Card Accounts Under State Unclaimed Property Laws
File Size: 81 kb
File Type: pdf
Download File

Timeline: NY Department of Labor Regulations on Payroll Cards

Jun 04, 2018 NY Court Overturns Payroll Card Decision
File Size: 75 kb
File Type: pdf
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Jan 20, 2017 NY Notice and Consent for Payroll Debit Card LS14
File Size: 69 kb
File Type: pdf
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May 23, 2018 NY Supreme Court NY DOL v. GCC - Order and Judgment
File Size: 653 kb
File Type: pdf
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Sep 07, 2016 NY DOL Final Rule
File Size: 174 kb
File Type: pdf
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Jun 07, 2017 NY Worker’s Compensation Board Revised Proposal
File Size: 70 kb
File Type: pdf
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Apr 10, 2017 NBPCA Comment Letter - NY Workers Compensation Board
File Size: 47 kb
File Type: pdf
Download File

Feb 22, 2017 NY Rule Making Activities
File Size: 590 kb
File Type: pdf
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Feb 17, 2017 Quick Analysis of Industrial Board NY Payroll Card Rule
File Size: 87 kb
File Type: pdf
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Feb 16, 2017 NY Industrial Board of Appeals Ruling
File Size: 536 kb
File Type: pdf
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Feb 10, 2017 NY DOL - Payroll Card Notice and Consent Forms
File Size: 325 kb
File Type: pdf
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Jan 20, 2017 NY Notice and Consent for Direct Deposit
File Size: 60 kb
File Type: pdf
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Sep 07, 2016 NY DOL Issues Unfavorable Final Payroll Card Rule
File Size: 56 kb
File Type: pdf
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Jul 15, 2016 Comment Letter to Second Revised Payroll Card Regulations
File Size: 224 kb
File Type: pdf
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Jul 15, 2016 NBPCA Comment Letter Regarding Payroll Card Proposal
File Size: 271 kb
File Type: pdf
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Jul 14, 2016 NY DOL Comment Letter 2nd Revised Payroll Card Regulations
File Size: 224 kb
File Type: pdf
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Nov 24, 2015 NBPCA Comment Letter to Revised Payroll Cards Regulations
File Size: 295 kb
File Type: pdf
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Jul 31, 2015 Comment Letter to Proposed Payroll Card Regulations
File Size: 456 kb
File Type: pdf
Download File


CFPB’s Prepaid Account Final Rule

Feb 27, 2019 CFPB Prepaid Account Final Rule
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