IPA Releases 2025 Annual Report Highlighting Advocacy, Growth, and Industry Leadership

The Innovative Payments Association (IPA) has released its 2025 Annual Report, highlighting a year of advocacy, industry engagement, and thought leadership on the issues shaping the future of payments.

Throughout 2025, the IPA worked with policymakers, regulators, and industry stakeholders to advance responsible innovation while supporting a regulatory framework that protects consumers and promotes financial inclusion. The report details the association's efforts on key issues including earned wage access (EWA), prepaid accounts, bank-fintech partnerships, open banking, fraud prevention, and the continued expansion of electronic payments.

The report also reflects on a milestone year as the IPA celebrated 20 years of leadership in the payments industry. From comment letters and congressional engagement to educational programs, media outreach, and member events, the IPA continued to serve as a leading voice for banks, fintechs, payments companies, and technology providers navigating a rapidly evolving regulatory landscape.

In addition to reviewing the association's advocacy work, the report provides an overview of member benefits, industry participation, and the impact of IPA's educational and networking initiatives.
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Download the full 2025 Annual Report to learn more about the IPA's accomplishments, policy priorities, and vision for the future of payments.

Download 2025 Annual Report