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Covid-19 Response

GPR Cards for Taxpayer Distributions Letters
File Size: 169 kb
File Type: pdf
Download File

Joint Trades EIP Letter To Secretary Mnuchin
File Size: 310 kb
File Type: pdf
Download File

LKM Letter to Deputy Assistant Secretary Nunnally
File Size: 167 kb
File Type: pdf
Download File

Letter to Treasury and the IRS on Rebate Payment Methods
File Size: 308 kb
File Type: pdf
Download File

Lebryk - CARES Act Payments & Lessons Learned
File Size: 646 kb
File Type: pdf
Download File

Meeks - Tipton Coronavirus Stimulus Payments Unbanked
File Size: 132 kb
File Type: pdf
Download File

Jones Cotton to Sec Mnuchin: Stimulus Checks on Debit Cards Signed
File Size: 465 kb
File Type: pdf
Download File

IPA Letter to Sec. Mnuchin on Future Stimulus Payments
File Size: 50 kb
File Type: docx
Download File

IPA-ATPC Letter to IRS & Treasury on Future Stimulus Payments
File Size: 136 kb
File Type: pdf
Download File

Dec. 21, 2020 Stimulus Bill
File Size: 9057 kb
File Type: pdf
Download File


CFPB Actions

In response to COVID-19 the CFPB has taken some steps to try to reduce the compliance burden on prepaid issuers. Accordingly, the CFPB has taken the following measures at the request of the IPA:

  • Disclosures: The CFPB will not take any enforcement action for  failure to update fees and related information regarding disclosures (see Submission of prepaid account agreements and related information required by Regulation E, 12 CFR 1005.19(b).
 
  • Government Benefits: “if certain conditions are met, certain pandemic-relief (COVID-19) payments are not “government benefits” for purposes of Regulation E and thus these payments are not subject to the compulsory use prohibition in EFTA and Regulation E.” (See CFPB Interpretive Rule: Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition)
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