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Buy Now Pay Later

What is BNLP


Buy now, pay later, or BNPL is an installment loan that divides a purchase into multiple equal payments; the first is due at checkout and the remaining payments are billed to the purchaser's debit or credit card until the item is paid in full.

Learn more from the Consumer Financial Protection Bureau:
  • Consumer Use of Buy Now, Pay Later Insights from the CFPB Making Ends Meet Survey 
  • CFPB Study Details the Rapid Growth of “Buy Now, Pay Later” Lending
  • CFPB Opens Inquiry into “Buy Now, Pay Later” Credit​ ​

IPA on BNPL


  • How regulators worldwide aim to rein in buy now/pay later (IPA mentioned)
  • IPA CEO Brian Tate Testimony on BNPL
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IPA

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Montvale, NJ 07645
(202) 548-7200
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April 29 - May 1, 2026 

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  • About Us
    • Our Team
    • Board of Directors
    • Members
    • Partnerships
  • News & Events
    • Non-Member Newsletter
    • Newsroom
    • Events
    • Blog
    • Podcast
  • Member Resources
    • Glossaries & Reports
    • GRWG
    • Recordings
    • Government Update
    • State Legislative Tracker
    • Financial Crimes Investigators
  • Issues & Advocacy
    • Comment Letters
    • Payments Litigation
    • Current Issues >
      • Earned Wage Access
      • Fraud Prevention
      • Prepaid Rule
    • Ongoing Issues >
      • Arbitration
      • Artificial Intelligence
      • Banking as a Service
      • Brokered Deposits
      • CFPB
      • Covid Response
      • Durbin Amendment
      • FDIC & OCC
      • Privacy Legislation
      • Unclaimed Property
  • Join the IPA
    • IPA Wins
  • Boot Camp