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IPA Testifies in Congress About Fintech

11/10/2021

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Congress is researching fintech, and the IPA was there to help them understand the truth about earned wage access products.  

On November 2, Brian Tate, the IPA’s CEO, testified in front of the House Financial Services Committee’s Task Force on Financial Technology in a hearing entitled “Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products.”  

The following witnesses testified:  
  • Dr. Kristen Broady, Fellow in the Brookings Metropolitan Policy Program,  
  • Brookings Institution 
  • Penny Lee, CEO, Financial Technology Association 
  • Lauren Saunders, Associate Director, National Consumer Law Center 
  • Marisabel Torres, Director of California Policy, Center for Responsible Lending 
  • Brian Tate, CEO and President, Innovative Payments Association. 
 
He covered the uses of earned wage access by individuals and companies and responded to questions from the panel.  
 
In this episode Brian talks about the hearing and what he thinks the questions and testimony of the other panelists might tell us about the future of payments regulation.  

Congress and the regulators are not likely to stop at asking questions of industry representatives and consumer advocates. The future likely holds future legislation and regulations that will affect the payments business. If you would like to be a part of shaping what those laws and regs look, then join the IPA today.  
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